Buying with seller financing can be a good option for several reasons:

1. Access to financing: If you are having difficulty securing financing through traditional lenders, such as banks or credit unions, seller financing can be a viable alternative. With seller financing, the seller acts as the lender and provides the funds necessary to purchase the property.
2. Flexible terms: Seller financing allows for more flexible terms than traditional financing options. You can negotiate the interest rate, payment schedule, and other terms of the loan with the seller to create a payment plan that works for your budget and financial situation.
3. Simplified process: With seller financing, the buying process can be simplified and streamlined. Since the seller is acting as the lender, there may be fewer requirements and less paperwork than traditional financing options.
4. Potential cost savings: Depending on the terms of the loan, you may be able to save money on closing costs, appraisal fees, and other expenses associated with traditional financing.
5. Opportunity for investment: Seller financing can also provide an opportunity for investment. By purchasing a property with seller financing, you can build equity in the property over time and potentially increase its value, which can result in a return on your investment.

However, it is important to carefully consider the terms of the loan and the financial stability of the seller before agreeing to seller financing. It is also recommended to seek legal and financial advice to ensure that the transaction is fair and transparent for both parties.